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★★★★★
"First-time homeowner — got my insurance sorted before closing with no stress."
Tom H.
Nashville, TN
Condo Insurance (HO-6) in Massachusetts
Compare Massachusetts condo insurance — protect what your HOA's policy doesn't.
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About Condo in Massachusetts
Boston's dense condo market means HO-6 insurance is essential for thousands of Massachusetts residents. Your HOA's master policy covers the building shell and common areas — but your unit's interior, personal belongings, improvements, and liability are your responsibility.
In Boston and Cambridge, where condo values are high and many units have been renovated with custom finishes, the gap between what your HOA covers and what you own is often substantial. HO-6 policies in Massachusetts run $28–$55/month and cover everything from the drywall in.
For coastal Massachusetts condos, understanding your HOA's wind and flood coverage is critical. Any gaps in the master policy become your exposure without adequate HO-6 coverage.
Boston condo owner? Your HOA's insurance has gaps — HO-6 fills them
Get New England Coverage plans starting at $28/mo
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Frequently Asked Questions
What does HO-6 cover in MA?
Interior walls-in, personal property, liability, loss of use, and improvements. Fills gaps in your HOA's master policy.
How much is condo insurance in Massachusetts?
HO-6 runs $28–$55/month. Boston-area condos with higher values are at the upper end.
Do I need HO-6 if my HOA has insurance?
Yes. Your HOA's policy covers the building and common areas — not your interior, belongings, or liability.
Does HO-6 cover water damage in MA condos?
Yes. Sudden water damage from pipes or neighboring units is covered. Gradual moisture issues are not.
Can I bundle HO-6 with auto?
Yes. Most carriers offer the same 10–20% bundle discount for HO-6 + auto.
What customers say
★★★★★
"Bundled home and auto and saved almost $400/year. Wish I'd done it sooner."
Diane M.
Portland, OR
★★★★★
"Compared condo insurance plans side by side. Never realized how much rates vary between carriers."
Marcus J.
Boston, MA
